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American Express Reason Codes

The Amex Credit Card from American Express is one of the only cards on the market that gives you a bonus based on how often you use it. You’ll earn Membership Rewards points, which you can redeem for any transactions.

Code Description How To Win
A01 Charge Amount Exceeds Authorization Amount
A02 No Valid Authorization
A08 Authorization Approval Expired
P01 Unassigned Card Number
P03 Credit Processed as Charge
P05 Incorrect Charge Amount
P07 Late Submission
P08 Duplicate Charge
P22 Non-Matching Card Number
P23 Currency Discrepancy
C02 Credit Not Processed
C04 Goods/Services Returned or Refused
C08 Goods/Services Not Received or Only Partially Received
C14 Paid by Other Means
C28 Canceled Recurring Billing
C31 Goods/Services Not as Described
C32 Goods/Services Damaged or Defective
F10 Missing Imprint
F14 Missing Signature
F22 Expired or Not-Yet Valid Card
F24 No Cardmember Authorization
F29 Card Not Present
FR2 Fraud Full Recourse Program
FR4 Immediate Chargeback Program
FR6 Partial Immediate Chargeback Program

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